High Deductible Health Plan Definition 2024. That simply means you pay out of pocket for your medical expenses until. One way to manage your health care expenses is by enrolling in a high deductible health plan (hdhp) in combination with opening a health savings account (hsa).

2024 & 2025 hdhp overview: For 2024, the minimum deductible on an hdhp is $1,600 for.